Real estate consumers want an Ultimate Service® experience

Real estate consumers want an Ultimate Service® experience

In today’s marketplace, Canadian consumers are constantly being inundated with advertising claims from a number of real estate brands, many of which sound very similar from one company to the next.  The consumer is left wondering whether there really is a difference between real estate companies.      

 That was a key reason why Coldwell Banker developed Ultimate Service®.  While other brands or real estate professionals may talk about quantity – how many homes they’ve sold, or other such numbers -- Coldwell Banker focuses on quality.  The quality of service that Coldwell Banker professionals deliver to home buyers and sellers across Canada through a unique program called Ultimate Service.  

It all starts with listening.  Every customer and every transaction is different.  Only by listening to the customer and truly understanding their individual needs, can you deliver a value proposition that will meet those needs. 

There are three distinct steps to the Ultimate Service marketing process:

-- First, we listen to the customer

-- Second, -- together with the customer -- we develop a customized service plan to meet their needs…and then commit to that service plan, in writing.  We offer a signed pledge to customer satisfaction in the form of our Buyer and Seller service guarantees

-- And finally, we give our customers an opportunity to evaluate our service in the form of customer satisfaction surveys. 

The satisfaction surveys benefit the consumer in two ways.  First of all, it helps us to  continually evaluate and refine their service.  Only by constantly improving can you ensure that your service stays ahead of your customers’ expectations.  

But there’s another way that our survey benefits the consumer - it offers them a proven track record of our performance.  In fact, Coldwell Banker Canada has just earned a 98% overall satisfaction rating from Canadian Home Buyers and Sellers.  And what’s more, we’ve now done it for 13 years in a row!

Our Ultimate Service claim is unique in the real estate industry.  Why?  Because it’s based on what real, live customers had to say about the service experience delivered by their Coldwell Banker agent. 

Our 98% satisfaction rating – which was tabulated by an independent third party company – was based on the responses of over 50,000 Canadian home buyers and sellers.  No other company in real estate can make that claim.

When you choose Coldwell Banker, you don’t have to take our word for it that we provide outstanding service – just ask our customers!

Mature Adult Lifestyle New 2bed,2bath,one level $222,950

http://www.realestatechannel.ca/22987  End unit Semi!!!!

Stunning Freehold no fees 1,249sqft Bungalow Semi's and Townhomes. 2 bed and 2 full bath designed for mature and professional adults. Designed open concept with customizable kitchen, generous lighting allowance personally select your lighting fixtures, 9' ceilings, main floor laundry/mud room off inside garage entry, patio doors off living room to 10x12 deck and wide foyer hallway. Units starting @ $212,950. Only 25 minutes to Hamilton, in town hospital and walking distance to amenities. Floor plan and construction details brochure available @ http://bit.ly/JwUw3C

Know your options for mortgage interest

Know your options for mortgage interest

With the Canadian resale housing market booming, and indications that the Bank of Canada may increase interest rates, there’s been a lot of attention lately regarding the various options available for mortgage loans.  Whether you’re applying for a new mortgage, or thinking about refinancing before the predicted rate increases hit, it’s important that you know your options so you can make an informed decision.

When you choose a mortgage, you have to decide whether you want the interest rate to be fixed, variable or adjustable.  There’s no one right choice.  Each of these three options offers various advantages.  Your task is to choose the one that’s right for your specific needs.

According to the Canada Mortgage and Housing Corporation (CMHC):

·         A fixed rate mortgage is locked-in for the entire term of the mortgage.

·         With a variable rate, the payments remain the same each month, but the interest rate fluctuates based on market conditions.

·         For adjustable rate mortgages, both the interest rate and the mortgage payments vary based on market conditions.

When making your mortgage choice, be sure to evaluate the impact of an increasing interest rate on your monthly payment.

Want to know more about mortgage options and which one is right for you?  Contact me to learn more.  When you’re ready to finance, I can also help you connect with an experienced lender to assist you.  Remember, this could be your best time to explore your options, before any anticipated rate increases kick in. 

END UNIT CONDO-BUILDER WILL HOLD MORTGAGE WITH ONLY $2,000 DOWN!

Virtual Tour http://www.propertypanorama.com/171685
http://www.realestatechannel.ca/22713

***END UNIT***HAGERSVILLE CLASSY CONDOS-Getting yourself in a Real Estate investment has never been easier&more elegant.Picturesque brick faced 2 bed/2bath townhouse condos W/classic designs&coin corners. Step up front entrance w/slick boulder retaining wall.Inside is NEW!Recently built development in it's 2nd PHASE. Glamorous bright open concept living area. All baths&kitchen floors are ceramic. Unfinished units are open to change the carpet options or upgrade to hardwood.Living area exits through patio doors to wood deck porch that can be upgraded to full yard deck.Extra large bedrooms with ensuite access for the Master Bedroom.Masterly finished trim work,warm natural paint tones & that new home smell.2 front of unit parking spots.Easy no fuss condo living for the busy professional,young singles,empty nesters or traveller home owner.Great financing options available from local financer with great rates and SELLER TAKE BACK MORTGAGE WITH ONLY $2,000 DOWN.*FREE condo fees for 1 year,FREE cable,FREE internet & FREE phone for 1 year.Great STARTER option or RIGHT SIZE opportunity. Only 25-30 minutes south of HAMILTON

Classy Condos, Hagersville-BUILDER WILL HOLD MORTGAGE only $2,000 DOWN

http://www.realestatechannel.ca/22613

HAGERSVILLE CLASSY CONDOS-Getting yourself in a Real Estate investment has never been easier & more elegant.Picturesque brick faced 2 bed/2 bath townhouse condos with classic designs & coin corners. Step up front entrance with slick boulder retaining wall.Inside is NEW!NEW!NEW!Recently built development in it's 2nd PHASE. Glamorous bright open concept living area. All baths & kitchen floors are ceramic. Unfinished units are open to change the carpet options or upgrade to hardwood.Living area exits through patio doors to wood deck porch that can be upgraded to full yard deck.Extra large bedrooms with ensuite access for the Master Bedroom.Masterly finished trim work,warm natural paint tones & that new home smell.2 front of unit parking spots.Easy no fuss condo living for the busy professional,young singles,empty nesters or traveller home owner.Great financing options available from local financer with great rates and SELLER TAKE BACK MORTGAGE WITH ONLY $2,000 DOWN.*FREE condo fees for 1 year,FREE cable,FREE internet & FREE phone for 1 year.Great STARTER option or RIGHT SIZE opportunity. Only 25-30 minutes south of HAMILTON!

Hagersville, Northview Estates, New Adult Living, 1,249sqft, 2bed/2bath $222,950

http://www.realestatechannel.ca/22611

Stunning Freehold no fees 1,249sqft Bungalow Semi Townhomes. 2 bed and 2 full bath designed for mature and professional adults. Designed open concept with customizable kitchen, generous lighting allowance personally select your lighting fixtures, 9' ceilings, main floor laundry/mud room off inside garage entry, patio doors off living room to 10x12 deck and wide foyer hallway. Units starting @ $212,950. Only 25 minutes to Hamilton, in town hospital and walking distance to amenities. Floor plan and construction details brochure available @ http://tomflatt.blogspot.com/2011/09/northview-estates-hagersville-1249sqft.html?spref=bl

Tips for First-Time Home Buyers 

For most people, buying a home is the most significant investment they will ever make. Today, with an abundance of homes for sale and interest rates at near historic lows, it may also be the smartest time to buy a home.  While the prospect of owning a home is an exciting one, it can often times seem overwhelming, especially for those who are new to the real estate process.   With that in mind, Coldwell Banker® has come up with some tips for first-time buyers dreaming of homeownership.

• Utilize free online tools to arm you with as much knowledge as possible.  For example, the Coldwell Banker YouTube channel, On Location, offers consumers a new way to search for and interact with real estate information and listings.  The channel showcases the power of video to bring real estate more vividly to life – offering behind-the-scenes looks at towns and neighbourhoods, smart tips and timely news on real estate topics, and video listings of homes for sale.  Additionally, the Coldwell Banker Home Price Comparison Index available at http://hpci.coldwellbanker.com offers buyers a way to compare average housing costs in more than 325 U.S. and Canadian markets. 

• Take time to access and closely review your credit score.  A sound financial track record and solid credit score can help lock in a loan and lower interest rates.  Checking your records with a fine-tooth comb in advance will also ensure that you catch any errors ahead of time, as well as help you better understand how lenders may perceive you.

• Explore mortgage pre-approval.  A pre-approval will let home buyers know where they fall financially while informing the mortgage company that they are ready to buy. Additionally, getting this early go-ahead will help others involved with your purchase know that you are serious about home ownership – and well-qualified.

• Line up your “all-star” team of professionals before game day.  A team of experienced professionals is essential to making the home buying process simple and seamless.  Start by interviewing and selecting an agent who you “connect” with.  That agent may also be able to help you indentify suitable lawyers, mortgage lenders, home inspectors and others who play a role in the process.
      
• Anticipate your future needs and buy for lifestyle.  Try to anticipate how long you’ll live in your next home and plan for major lifestyle changes when possible.  What may make a perfect starter home for a couple might not work as well when children come into the picture.  Remember, people move for lifestyle reasons and your first home will likely not be your last.